Free Loan CalculatorSmart Loan Estimate Calculator
Get quick estimates, beautiful charts, and detailed payoff calculations. Plan your loans smarter with our comprehensive financial tools.
Free Loan CalculatorGet quick estimates, beautiful charts, and detailed payoff calculations. Plan your loans smarter with our comprehensive financial tools.
Understand the core benefits that simplify your loan planning.
Get a quick estimate of monthly payments and total costs as you type.
Instantly see how small extra payments save you months and significant interest.
Access a full payment schedule and chart showing loan balance over time.
All calculations happen in your browser. No data is stored or shared.
Supports multiple currencies including USD, PKR, EUR, and more.
Download your amortization schedule as printable PDF.
Get instant results with our free EMI calculator.
Our EMI calculator is designed to help you make informed financial decisions. Whether you're planning a home loan, car loan, or personal loan, get accurate estimates instantly without any complex calculations.
Built with precision and transparency in mind, this tool uses the standard amortization formula to provide you with reliable monthly payment estimates, total interest calculations, and complete payment schedules.
Uses industry-standard EMI formula for precise results.
Plan your loan strategy with clear savings insights.
Real-time updates as you adjust your inputs.
See how extra payments reduce your loan burden
Transparency on the calculation method and data handling.
Enter your loan amount, interest rate, and term. Our calculator supports multiple currencies.
See your monthly EMI, total interest, and total amount payable calculated in real-time as you type.
Add extra monthly payments to see potential savings, reduced loan tenure, and new payoff date.
Review the detailed amortization table and download your payment schedule as PDF.
Principle:
EMI is calculated based on the standard Amortization Formula.
Variables:
Loan Amount (P), Monthly Interest Rate (r), and Number of Months (n).
Transparency:
The formula is provided in the FAQ section for complete clarity.
EMI Formula:
EMI = P x r x (1+r)^n / ((1+r)^n - 1)
Switch between multiple currencies to match your location and loan requirements.
Default: Currency is automatically detected based on your location.
Use our free calculator to make informed decisions about your loans and savings.